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Could Malloy Funding Be Your Path to a Fresh Start?

Tis the season for out with the old and in with the new. The pandemic forced a certain urgency with regard to spring cleaning. We became very adept at letting go of the old ways of thinking about and doing things. What we haven’t yet mastered is embracing the new.

It is hard to even categorize the time we are in as the new normal because nothing feels normal. Everything is shifting sand beneath our feet. Many are caught in a holding pattern, not realizing that the shifting sand is the fertile soil of opportunity.

Malloy Funding is one of the financial institutions that is helping people see the silver lining in the clouds. There is no magic, only hard work and dedication. Seizing opportunity is not for the risk averse. Achieving success is about leveraging the moment for the future. A good financial service can help you navigate the path forward. Here are some of the paths worth considering:

Start Your Own Business

There are few things more satisfying than starting your own business. There are also few things more terrifying. One of those few things more terrifying is the thought of your previous place of employment not recalling you to work due to the lingering effects of the pandemic. You are not risking nearly as much when you are already broke and unemployed.

Starting a business with the savings you already have might be the best option if you don’t want to get a loan. There are many businesses that can be started and run successfully on a shoestring budget. If you can’t open the restaurant you always wanted, start with a food truck.

Invest in Education

If you want a better job post-pandemic than the one you just left, it is vital you take thin forced downtime to invest in your education. Right now, everyone is applying for work below the level they once had. Jobs are scarce and people are desperate. For that job bagging groceries, you are not just competing with your peers. You are competing with your former boss.

Investing in education is not just to get the same job you had before. It is about doing something completely different. If you always wanted to be an app developer, now is an excellent time. Forbes describes the post-pandemic app market as supercharged.

Another benefit of investing in education now is that when things do return to normal, you will have an advantage over other applicants. The person reviewing your application will see that you didn’t just give up when things seemed hopeless. They will see that you spent your time wisely. That sort of thing goes a long way toward keeping your application at the top of the stack.

Take It Online

If your real world business has taken a hit due to Covid, inoculate it from further pandemic effects by taking it online. If your business already has a healthy online component, add to what you are already doing. You can always do more by leveraging social media, local SEO, and improving your website.

This is a good time to review your website to ensure it has all the necessary components of an online business. While you are auditing your website, be sure to make security the top priority. This is especially true if you have an ecommerce component. This might also be a good time to make sure you have a reliable, air-gapped backup for your online business. You don’t want to find yourself at the wrong end of a ransomware scheme.

The pandemic has forced us to reconsider much of what we once took for granted. In many cases, the old way of doing things no longer applies. While others are reeling from the sudden changes, you have a chance to recognize and take advantage of opportunity, regardless of whether that opportunity is starting your own business, investing in your education, or taking your current business online.

Sam Roberts
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