How to Start a Financial Writing Career

Financial writing is a lucrative career. To find the right footing in this industry, you will require adequate preparation and a passion for writing and the economic world. Here are some other tips for anyone who wants to write finance articles.

What does financial writing involve?

Financial writing involves writing predominantly about the money and finance industry. To pursue this occupation, you will require a degree in a relevant money field and journalism. They include technical writing, economics, business, and finance. To fully launch your career, you will require a professional portfolio of content that you have published.

A financial writer generates content that pertains to the money industry. This material involves educational material acquired from textbooks and financial learning guides. It also covers writing commentaries and analysis of the financial market.

Therefore, a financial reporter will perform research, interview concerned interest groups, and produce material about the economy. Additionally, he/she may also write about an economic beat related to entertainment, real estate, government, agriculture, and others. 

How to learn to write about finance

So how do you get into financial writing? Like any other kind of writer, to pen financial articles, you will require some vital qualities. Some of them include the following:

  • Develop a thick skin. Never quit even if it might seem challenging.
  • Develop your financial writing passion.
  • Network with other financial writers who are already practicing actively in the field. 
  • Make sure you write every day. To be an excellent writer, you need to practice daily.
  • Seek opportunities in the financial writing field aggressively. It is only through this that you will get your first real prospect and an eventual big break in your business writing career.
  • If the opportunity takes too long to emerge, you can always create your website or blog. Read widely about the finance industry and find ideas for your website or blog.

Tips on how to gain financial writing experience

Getting finance writing experience may seem challenging as a beginner. However, if you follow the tips above, you should get on your feet within no time. The following writing tips will assist you in getting into this niche successfully. If you have already launched your career, you can sharpen your financial writing skills: 

  • Write regularly and post the articles or pieces to a blog (see our tips on blogging). Create a cordial relationship with your readers and audience.
  • Target audience: Identify and communicate with your target audience. Consequently, the information that you are disseminating will reach the desired market.
  • Feedback: Use reliable feedback mechanisms to determine what your readers or audience think about your writing and the topic you are addressing. By doing this, you will be able to analyze what you write and determine the issues that your audience requires. Additionally, you will gauge your writing and find out if you are improving in your career.
  • Endeavor to write clearly and concisely. Write factual articles and produce informative reports. Make use of catchy headings and subtitles.
  • Study the experts. Here is Wikipedia’s list of American finance and investment writers to get you started.

Where do you get ideas? 

To get ideas for your financial writing, you have to immerse yourself in the money world. Here are a few ready-made article ideas ripe for the picking:

First, if you own a home, chances are you have gone through more than one situation in which you’ve gained knowledge that would be useful for the readers of financial publications. Did you acquire a HELOC credit union? Did you file a homeowner’s insurance claim because of hail damage? Any and all of your experiences are fodder for the keyboard.

Second, check to see if any financial- or economic-related conferences are going to be held in your area. If so, see if you can get press credentials to attend. A publication might be more receptive to your query–even if you’re still somewhat inexperienced–if they know you live in the area and can attend without racking up expenses.

Third, try to maintain a small investment portfolio for yourself. This will be like having your own personal ATM–not for withdrawing money, but for withdrawing ideas. 

What is a typical financial writing salary? 

A full-time financial writer earns a decent income. However, this depends on their experience and the organization. As a staff member, you might make between $19-$28 dollars per hour. As a freelancer, it can be feast or famine. 

There are various kinds of financial writing, and they also contribute to the amount of money that you will earn from your writing. These categories include specialized financial writer, a finance technical writer, investment writers, business writers, content writers or editors, and senior financial writers. For instance, an investment writer is likely to earn the most from their career. Senior financial writer, a content writer/ editor, a business writer, and the specialist writer will follow–in that order.

Affording the Work From Home Lifestyle

Working from home is a growing trend among the working class. It offers many advantages compared to the typical 9 to 5 office employment. While there are also some disadvantages, you can work through many of them and enjoy the freedom that comes with this lifestyle.

Making Enough to Support Your Lifestyle

The idea is to work from home and make the same amount or more than you did. Venturing out on your own pursuing your passion is your dream. Thankfully, many professions now support the work-from-home platform. Consultants, real estate agents, bookkeepers, and graphic designers are a few. Many people also have lucrative careers as writers, editors, and tutors.

Making Use of Your Resources

When you work from home, not every month is fruitful. If you have a tight month you can bring in additional money from other sources. Clean out the basement, garage, and attic and have a yard sale. Go through collectibles and inherited items such as antique furniture, antique rings, old coins, or stamps and check their value with an appraiser. 

Saving for Paid Time Off

Unlike a typical job where you work for a company when you work from home, you are the boss. This means that it’s up to you to establish a savings account to enjoy time off. Taking a portion of your weekly earnings and allocating it to a savings account will ensure that when you need down time, you can get away.

Healthcare and Retirement

Healthcare is something you need not only for yourself but also for your family. With healthcare costs rising, it can be difficult to secure a plan that provides all the benefits previously enjoyed. However, there are ways to find adequate coverage. Most states offer affordable health care plans for those who work from home, work part-time, or have no benefits through their employer. Medicaid is another option available. For your retirement, a personal 401K or Roth IRA is something that you can set up now and contribute to weekly or monthly. This way when you reach your retirement age you’ll have a sizable nest egg. 

Unpredictable Income

Most people that are self-employed have months that are lucrative and months that fall short of their goals. One way to remain in control and maintain a healthy credit report is to take the average for the year and divide it by 12 months. This way you’ll have the money each month to keep your bills current and avoid paying additional fees for late payments. 

Saving on Expenses

When you work from home your commute is a few steps down the hall. If you’ve previously had a commute of 30 to 45 minutes, you’re saving $50.00 weekly on gas. Additionally, you won’t need to change the oil very often and your tires will last for a few years instead of one season. You also don’t have the morning coffee stop or lunch out which can add another $50.00 or more easily. On top of that, you no longer have to update your wardrobe with professional attire, another huge savings. All in all, you can save $500.00 and more in a single month. 

Available to Enjoy Living

When you work 9 to 5 Monday through Friday, you have to alter your life. You no longer have to schedule doctor’s appointments late at night or over the weekend. You have time to attend school functions, family events, and make dinner on your schedule. If a child becomes ill, you are there to tend to their needs. You can spend your lunchtime any way you want. You control your life. 

Working from home provides many opportunities that you won’t have working in an office. However, before you give notice, make sure to factor in things like healthcare, vacations, and retirement. 

Could Malloy Funding Be Your Path to a Fresh Start?

Tis the season for out with the old and in with the new. The pandemic forced a certain urgency with regard to spring cleaning. We became very adept at letting go of the old ways of thinking about and doing things. What we haven’t yet mastered is embracing the new.

It is hard to even categorize the time we are in as the new normal because nothing feels normal. Everything is shifting sand beneath our feet. Many are caught in a holding pattern, not realizing that the shifting sand is the fertile soil of opportunity.

Malloy Funding is one of the financial institutions that is helping people see the silver lining in the clouds. There is no magic, only hard work and dedication. Seizing opportunity is not for the risk averse. Achieving success is about leveraging the moment for the future. A good financial service can help you navigate the path forward. Here are some of the paths worth considering:

Start Your Own Business

There are few things more satisfying than starting your own business. There are also few things more terrifying. One of those few things more terrifying is the thought of your previous place of employment not recalling you to work due to the lingering effects of the pandemic. You are not risking nearly as much when you are already broke and unemployed.

Starting a business with the savings you already have might be the best option if you don’t want to get a loan. There are many businesses that can be started and run successfully on a shoestring budget. If you can’t open the restaurant you always wanted, start with a food truck.

Invest in Education

If you want a better job post-pandemic than the one you just left, it is vital you take thin forced downtime to invest in your education. Right now, everyone is applying for work below the level they once had. Jobs are scarce and people are desperate. For that job bagging groceries, you are not just competing with your peers. You are competing with your former boss.

Investing in education is not just to get the same job you had before. It is about doing something completely different. If you always wanted to be an app developer, now is an excellent time. Forbes describes the post-pandemic app market as supercharged.

Another benefit of investing in education now is that when things do return to normal, you will have an advantage over other applicants. The person reviewing your application will see that you didn’t just give up when things seemed hopeless. They will see that you spent your time wisely. That sort of thing goes a long way toward keeping your application at the top of the stack.

Take It Online

If your real world business has taken a hit due to Covid, inoculate it from further pandemic effects by taking it online. If your business already has a healthy online component, add to what you are already doing. You can always do more by leveraging social media, local SEO, and improving your website.

This is a good time to review your website to ensure it has all the necessary components of an online business. While you are auditing your website, be sure to make security the top priority. This is especially true if you have an ecommerce component. This might also be a good time to make sure you have a reliable, air-gapped backup for your online business. You don’t want to find yourself at the wrong end of a ransomware scheme.

The pandemic has forced us to reconsider much of what we once took for granted. In many cases, the old way of doing things no longer applies. While others are reeling from the sudden changes, you have a chance to recognize and take advantage of opportunity, regardless of whether that opportunity is starting your own business, investing in your education, or taking your current business online.

Impact of Mobile Gaming on the Online Casino Industry

The impact of mobile gaming on the online casino industry has been huge, and it arrived fast. As the rise of the online casino happened, it seems mobile gaming quickly caught up and with casino games like slots easily accessed there’s a reason players came flocking. Great gameplay and graphics from wherever we may be – click to view now.

Why Mobile Gaming started to Rise

It’s clear to see that mobile gaming is on the increase as the revenue of this branch of casino games keeps increasing year on year. In fact, according to the latest figures published from the authority on gambling and online casino sites, mobile slots revenue amounted to £2 billion in 2019 alone. The use of mobile phones for slots gambling increased by a massive 44 per cent. 

But just why does mobile gaming continue to grow? Same way as online shopping did – convenience. The tap of a button on our devices wherever we may be is by far the most convenient way to play casino games like slots. We don’t need to go out or to a land casino to play slots anymore, and so we don’t. 

Mobile Gaming Increases due to Better Accessibility 

Of course, mobile gaming has impacted the online casino industry due to its accessibility and ease of use. But there are other factors to consider. It is as simple as searching in Google for a company like Casino Martini, putting your email address and a few other details in, and you’re playing! There’s no need to go to a bank or exchange notes to coins every time you want to play casino games. Instead we connect our funds to our online casino account and make transfers via banks or e-wallets. 

With this kind of streamlined ease and accessibility, it was only a matter of time before mobile gaming improved and somewhat overtook even online casino games. And, that’s not all. The king of accessibility, Google, is about to get involved, having already launched 200 bases in different countries to develop their own gaming platform. 

Mobile Gaming responsible for Decline of Casino Arenas 

Again, just like the land based high street stores, land casinos are struggling to keep up. While more and more people than ever before are heading online to play casino games, there’s no need for land casinos or even bingo games halls anymore. Closures have also been attributed to the rise of mobile gaming. While this may be true for the rest of the world, Japan is leading the way as a bastion of gambling entertainment, both online and in physical locations. You can take a look at this for a breakdown of the details.

New laws restricting betting on slots (fixed odds betting terminals) has also done nothing to serve the land based casino industry. Instead it has hoarded people further towards the cyber sphere of casino games. In fact, experts have predicted this law will put a third of all UK betting shops out of business. 

Impact of Mobile Gaming Conclusion 

All in all, it’s clear to see why mobile gaming has impacted the online casino industry, and that the end of traditional gaming is fast approaching. However, this is an exciting time for the online casino and gambling landscape, and we’re sure many will rise to the challenge with bigger and better innovations. Why not try mobile gaming for yourself today and find out what all the hype is about for yourself?

The Best Food to Batch Cook

As a mother of five in a family of seven, it will probably come as no surprise to you that things can get hectic around the house! Between extracurricular activities, homework, housework, bonding time and everything else in between, sometimes it is oh so tempting to delve into the freezer for quick meals or to order a takeaway or even just go out for food. Another way to easily store and make soup is to buy a soup maker. This is probably the best solution.

However, I pride myself on being a cook; it’s what this blog is all about! A solution for those jam-packed days is to cook something in batch that will keep for the rest of the week, is suitable for freezing and is an all-round life saver! Any of these dishes can be frozen and thawed, or kept for at least three days in an airtight container. They can be popped into lunchboxes or heated up for family dinner, they really are so versatile.

Chilli con Carne

Chilli con Carne is an old favourite of the family and is perfect for cold nights, summer BBQs and everything else in between. Fry up some onions in olive oil and, once they’re soft, throw in 1kg of lean minced beef. Cook the beef until brown then stir in two cans of chopped tomato, stir in some red and yellow peppers, kidney beans and chilli and paprika and there you have it! Serve with rice when you’re ready to eat it and add some cheese for extra flavour. This makes a huge batch so you might want to separate it into more friendly portions before freezing.

Pumpkin and Bacon Soup

Yes, you can even freeze soup! The bacon in this gives it a great smoky edge and adds that all-important protein. Heat oil and a knob of butter in a pan and add chopped onion and salt, cook this for 10 minutes. Add the bacon, pumpkin and some vegetable stock and bring to the boil. Reduce the heat to a simmer and cook until the pumpkin is soft. Pour in some single cream and boil again. Remove from the heat and blend everything up, adding more vegetable stock if you want it thinner. The best way to freeze soup is by pouring it into bags, when it’s time to defrost just cut the bag and peel it away from the frozen soup – it’s much easy to add to a pan this way.

Chicken Cacciatore

Place chicken breasts with salt and pepper in a baking tray and cook them on the hob on high heat until they are cooked nicely and place them to one side. Put red peppers and a chilli pepper in the same tray until they’re soft then pour in a generous amount of red wine, add chopped tomatoes and stir everything up. Grab the chicken from before and place it in the sauce before covering in foil and baking for 30 minutes. After 30 minutes, take the tray out, uncover and cook again for 15 minutes. When you come to eating this, it goes amazing with pretty much anything! Mashed potato, rice, chips, anything you can dream up!

Home Appliances – They Don’t Make Them Like They Used to Anymore

Since I love to preach about and pride myself in being able to put my nose for the bargain to good use, I wouldn’t say I’m a brand conscious person, particularly when it comes to household appliances. I mean it’s kind of counter-productive if you’re going to be spending the whole morning navigating the open-air markets for the best deals you can get in fresh ingredients and then go back home to prepare that food using appliances and tools which are only expensive as a result of the name brand they carry.

That said however, there are some brands which I tend to gravitate more towards than others, but that’s only because of the quality they offer. Still, the price factor comes into play because it is after all about how well they perform in doing their intended job and how long they last and perform well. I recently had to replace a blender that had died and in all honestly it had served me really well over the years, in which case I replaced it with a more modern juicer, but the jury is still out because modern day appliances just don’t seem to be built like those of the good old days.

Things don’t seem to last that long anymore and the new juicer is more than holding its own so far, but I don’t know — the materials used just doesn’t seem like something I’d use to knock an intruder over the head with. It’s not all the way flimsy, but in comparison to say the blender my parents had in our kitchen growing up and even the blender which I had that had reached the end of its life cycle, this new juicer and actually all the others I had a feel for in the store before buying just doesn’t feel like it’s made out of durable materials.

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On top of that it’s getting harder and harder to find a repairman who can actually fix appliances that break these days. The general consensus seems to be one of replacing over repairing, the worst of which case is when the entire appliance needs replacing and not just the problem area identified.

The struggle is real and in a sense always leads one back to some of the trusted brands which are emerging in modern times since some of the old-school names in home appliance production seem to be falling victim to the times as well. So with appliances such as kettles, if you spot what is something like a very distinctive Russell Hobbs kettle, go for that original one and spend those few extra pounds as opposed to going for a cheaper version bearing a different name which you barely recognise.

A few extra pounds spent now will spare you having to make the decision between feeling up the repairman to see if it’s at all possible to repair a faulty appliance and concluding that you have to replace the whole thing.

Generally though and going beyond just home appliances, it just seems like consumer goods producers aren’t building things to last anymore.

Flavours of the World on a Budget

Well I definitely wanted to travel a lot more than I did a lot sooner in my life, but either way, I can honestly say that I was rather privileged growing up under the tutelage of a parents who made it happen in terms of exploring the length and breadth of this beautiful world of ours. One of the most outstanding features which define any destination however is its food, particularly that food which is unique to the place or which is prepared in a way that is unique to that location.

I’m talking here from your basic fries on which some people add vinegar in addition to salt, while others don’t and perhaps even eat them with rice, right up to dishes such as koshary, which is rather unique to North Africa.

A few short years ago however it was a bit of struggle to try and recreate many of these delicious flavours of the different parts of the world. I mean even if the restaurant owner was kind enough to write down the recipe for their favourite foreign customers who will perhaps never return to their establishment, some of the ingredients proved hard to find and still prove hard to find to this day. Shipping them across the world works out to be quite expensive and by the time they arrive they’re either not as fresh as you’d like or you’re not even in the mood for that specific dish you were previously craving anymore.

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Some of these unique flavours of the world one experiences are just too hearty to put away on the “once-in-a-lifetime-culinary-experience” shelf, so a plan needs to be made in order for one to keep enjoying them. Fortunately there is a plan and it’s called ingredient substitution.

Ingredient substitution involves a whole lot of experimentation, but it takes you through a journey of culinary delight along which you learn so much about your own cooking skills and about what can be achieved with a little creativity and ingredient chopping and changing.

Many people in this part of the world find apple pie revolting, for example, but I reckon that’s just because they don’t quite have the proper ingredients to make something like that come out the way it was originally intended to come out. You’d want to use original apple pie spice for example in order to get the authentic taste of this good old American favourite, but since this dessert isn’t that popular round here, you’d have a hard time finding apple spice.

That’s a perfect example of what I’m talking about however, that being ingredient substitution used to recreate the flavour almost as is, if not all the way as it is. If you don’t have apple pie spice for example, a tablespoon of it can be recreated with a mixture of two teaspoons of ground cinnamon, one teaspoon of ground nutmeg and just a pinch of ground allspice.

In many instances you even come up with a richer and more delicious flavour than the original, but as mentioned, there will be a lot of experimentation involved to recreate the various flavours of the world on a budget.

Juicing – What All the Hype is about

Mainly because of their sheer stupidity, it makes for quite a bit of fun watching those late night / early morning commercials through which they try to sell ‘useful’ and ‘innovative’ household products. I guess the reason why they sell them that early in the morning, particularly over weekends, is because that’s when drunkards are up and someone who’s drunk is the only type of person I could see buying most of these products.

Every so often though a good product comes along, often fuelled by whatever the latest dietary, health or beauty fad is. Recently there’s been a spate of commercials for blenders, but blenders which are referred to more as juicers than plain blenders, in line with the juicing fad that’s been sweeping the world, I guess.

So anyway, I took my time and got a good juicer for my kitchen, something which was overdue in any case since the old blender has been dead for quite some time now and I must say I’ve kind of fallen into trying this juicing thing out, with some rather intriguing results as well.

So what’s all the fuss about with juicing?

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Great for Weight Loss

For those who are on a diet and have a goal to lose weight, juicing makes for a great way to go. The idea is that you eat less solid foods while still getting in some vital nutrients you need to maintain a healthy diet, so less useless calories are ingested — calories which the body otherwise naturally processes by converting them into unwanted fat reserves.

As with any diet related to something like weight loss however, this is not designed to be a permanent solution. It’s okay to fill up on a fruit & veg juice when you’re perhaps on the go and need a quick, healthy snack to deliver the vital nutrients your body requires, but juicing should never be a permanent substitute for eating your recommended daily intake of fruits and vegetables proper.

Juicing blenders are great at extracting the juice from the fresh ingredients, however they leave behind an important component of these fruits and vegetables, which is the fibre-rich pulp, something which is required in the body for regulation and to flush out toxins. If you’re going to incorporate juicing into your long term dietary plan then it’s perhaps best to add back a bit of the pulp just so that you get a bit more balance out of what is otherwise meant to be a short term or periodic dietary adjustment.

Detoxification & Nutrient Re-Balancing

Juicing is also great for detoxification, with some specific juicing recipes targeting specific organs and bodily functions. Beet juice for example is great for the cleansing of the liver, while juicing in general helps during the nutrient re-balancing process, like if you’re deficient in a specific nutrient or a specific set of nutrients then juicing delivers them on your body’s liquid express train, sparing the alimentary canal what would otherwise be the hard work of digesting the fleshier bits of the fruits and veggies you’re juicing.

Quick Microwave Dishes for When You’re Short on Time

You know that cook-book that came with your microwave oven when you first brought it home from the store? Yes, the one which has some recipes that seem impossible to prepare using the microwave oven? Well there’s a lot more to it than what you might think. With the right dedication to getting the full measure of the functionality of your microwave, you can indeed prepare some quick meals which nobody could ever guess you used the microwave oven to prepare.

Preparing the Dishes

With the right kind of effort and dedication to learning the various functions of your microwave oven, you can prepare just about any dish, even something like a roast dinner or a rice dish with veggies and the works. You can even bake potatoes or even bake a whole cake, but it’s not as simple as using the functions in the manner which they’re described in the microwave oven’s instruction manual.

Those instructions are actually just there to serve as guidelines and quite frankly they never seem to work out right. What you’ll need to do is a bit of experimentation, but not the kind of experimentation which will result in food spoilage and wastage. If you want to learn how to cook rice using the microwave oven for example, you would have your backup option on standby, which is simply to transfer the rice to a regular pot and then boil it like you’d normally prepare it.

Otherwise you might have to contend with not quite knowing whether the rice cooking in the microwave is still raw or if it’s been overcooked and has dried up.

So while we’re on the topic of rice as a dish you can prepare using the microwave, it’s as simple as combining a cup of long-grain white rice with two cups of water and half a teaspoon of salt in a microwave-safe baking dish. Do not cover. Proceed to microwave at your oven’s equivalent of power level 10 until the grains are tender and all the liquid has evaporated, some of which will be absorbed by the rice. This should take between 15 to 18 minutes, but again it all depends on getting your microwave settings just right.

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Pretty much the same applies to the other ingredients you’ll be adding to your rice dish and to the other dishes you prepare. Ordinarily, each food type cooks a bit differently, like pumpkin which would have very little to no water added to it if cooked in the microwave and each food type also cooks over its own time, but once you’ve figured out how you can pair certain food types together (in terms of their cooking time), you can make use of disposable, microwave-safe plastic food containers to cook those foods simultaneously in separate containing wells. That way serving becomes that much easier and also it saves you the trouble of having to do the dishes afterwards.

When I’m short on time I do use the microwave to prepare quite a few good dishes, but it’s never as directed in the manual. I don’t use the “baked potato” function to prepare baked potatoes for instance, rather using the grill function since it retains a good amount of the moisture in the potatoes. Other dishes I’ve prepared using only the microwave oven include the likes of grilled/baked salmon, fried scallops (yes you can fry stuff in the microwave) and even roast beef with all the sides to go with it!